Your clients deserve a raft.
We built the OS to launch it.
FrontierOS is the workspace EFG FranchiZs use to deliver the RAFF Review — a Retirement & Financial Freedom diagnostic — and financial planning services with the confidence and clarity their clients expect.
The RAFF Review.
Retirement & Financial Freedom, in writing.
RAFF is a play on raft — the vessel that keeps a family afloat long after the paycheck stops. The review is a structured diagnostic that turns a client's cash flow, net worth and direct income sources into a single, defensible picture: surplus or deficit, today and at retirement.
FrontierOS is what makes RAFF repeatable at scale — every snapshot, signal and calculation lives in one place, ready the moment a FranchiZ sits down with a client.
"Free to pursue your purpose."
- 01
Profile
Risk tolerance, household, DOBs and spouse details captured once — never asked twice.
- 02
Snapshot
Cash flow and net worth uploaded from the EFG templates, parsed and version-tracked.
- 03
Steer
RAFF review is completed and your financial plan can start taking shape.
Every thing in one place.
FrontierOS isn't a CRM with a calculator bolted on. Each surface is designed to help the FranchiZ and the client win.
Leads & Affinity Groups
Capture, segment and progress leads. Affinity Groups keep outreach personal at scale.
Tasks
A focused list that begins every morning — follow-ups, prep work, RAFF deliverables.
Client Portal
A private space where clients complete their profile, upload templates and revisit results.
Risk Profile
A ten-question instrument that produces a Conservative, Moderate or Aggressive score.
Cash Flow
Templated upload, owner-tagged income lines, and a snapshot history per household.
Net Worth
Assets minus liabilities, categorised and colour-coded — the number every meeting opens with.
Run the practice. Don't manage it.
One workspace for leads, clients, Affinity Groups, tasks, RAFF Review, and more. No spreadsheets stitched together, no context lost between meetings.
A private view of the numbers that matter.
A calm portal to complete a risk profile, upload cash flow, refresh net worth and see the RAFF Review take shape — alongside the FranchiZ guiding them.